Worokinasih, Saparila, Darma Aji Ramadhani, and Rani Arifah Normawati. “The Moderation Effect of Bank Operational Efficiency on Digital Banking Health and Stock Performance”. Jurnal Manajemen dan Profesional 7, no. 1 (April 25, 2026): 1–17. Accessed May 6, 2026. https://jurnal.stie.asia.ac.id/index.php/jpro/article/view/2912.