PENILAIAN STRATEGI INVESTASI DENGAN PENDEKATAN BERBASIS UTILITAS
DOI:
https://doi.org/10.32815/jpro.v6i3.2805Keywords:
Investment strategies, utility, retirement , stock portfolios, loss aversionAbstract
The purpose of this study is to analyze investment strategies based on the utility approach from journal reviews (Tomlinson, 2012). The current boom in investment aims to improve current and future well-being. Investing is expected to yield returns at a specific time, which requires consideration of economic factors, business intuition, and experience. As retirement approaches, this expectation can be achieved. Monte Carlo analysis is used. Investment is largely determined by psychological factors; therefore, financial management and the selection of a retirement income portfolio with the right strategy are necessary. Individuals who have reached the MPP age always want to obtain maximum utility from the pension funds they have earned. When money has been invested in certain assets, the following points are determined: (1) the safest investment withdrawal rate (2) the likelihood of running out of funds, which is considered a failure to plan, and (3) a measure of investment performance in a pension fund portfolio. The results show the characteristics of individual loss aversion in determining asset allocation strategies
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